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British Columbia Student Loan Default Rates


When deciding what school to attend or what program to take, it is important to make an informed choice. In this section you will find information on the default rates of British Columbia Student Loans. The data is listed by designated post-secondary educational institution.

More information on designated post-secondary institutions can be found on the CanLearn website.

Institution Name 2011 2010 2009 2008 2007 2006
Academy of Classical Oriental Sciences (APQY) 11.1% 5.7% 3.2% 9.7% 8.0% 7.4%
Academy of Excellence (APBJ) 14.3% 12.9% 11.6% 10.9% 16.9% 18.3%
Academy of Learning - Abbotsford (APNT) 41.3% - - - - -
Academy of Learning - Burnaby (APTR) 13.3% - - - - -
Academy of Learning - Kamloops (APNG) 24.6% 33.3% 41.7% 47.9% 44.3% 40.0%
Academy of Learning - Kelowna (APSB) 50.0 % - - - - -
Academy of Learning - Langford (APLQ) 9.1% 28.6% 39.0% 35.3% 35.4% 30.0%
Academy of Learning - Nanaimo (APMT) 34.8% 39.1% 44.6% 44.2% 45.6% 36.4%
Academy of Learning - Richmond (APKU) 12.9% 12.2% 12.5% 10.4% 6.7% 5.3%
Academy of Learning - Surrey (APRX) 29.8% 29.3% 25.0% 11.1% - -
Academy of Learning - Victoria (APMS) 17.0% 17.2% 24.0% 26.7% 26.1% 20.4%
Adler School of Professional Psychology (APRY) 2.1% 0.0% 0.0% - - -
The Art Institute of Vancouver - Vancouver (APZC) 14.0% 15.8% 15.2% 16.3% 15.4% 13.5%
The Art Institute of Vancouver - Burnaby (APCY) 17.1% 11.2% 11.4% 15.7% 11.7% 11.0%
Ashton College (APZE) 9.8% 11.6% 15.9% 10.6% 9.4% 0.0%
Aveda Institute Victoria (APON) 14.9% 13.0% 13.9% 18.7% 14.9% 16.1%
BC College of Optics (APEZ) 3.6% 4.7% 7.5% 9.1% 17.9% 12.9%
Blanche Macdonald Centre - City Square (APBE) 18.7% 15.0% 15.2% 14.2% 12.3% 10.5%
Blanche Macdonald Centre - Robson (APTO) 18.0% 6.3% - - - -
BM Chan International Cosmetology College (APJC) 13.5% 22.2% 21.5% 22.4% 20.6% 10.9%
Body Glamour Institute of Beauty by Anita (APTB) 8.3% - - - - -
Boucher Institute of Naturopathic Medicine (APYL) 2.9% 3.0% 2.0% 2.6% 3.3% 4.8%
Brighton College (AQBE) 4.7% - - - - -
British Columbia Institute of Technology (BCIT) 5.8% 5.4% 5.9% 6.5% 6.7% 6.1%
Cambridge College (AQAF) 8.2% 11.9% 22.3% 27.0% 33.3% -
Camosun College (CAM) 11.6% 11.6% 12.1% 12.9% 11.7% 10.4%
Canadian College of Performing Arts (APYB) 0.0% 0.0% 10.5% 20.0% 18.2% 25.0%
Canadian Flight Centre (APBS) 16.7% 18.8% 7.7% 13.3% 14.3% 10.0%
Canadian Health Care Academy (APQU) 7.6% 10.7% 7.2% 10.5% 14.1% 14.3%
Canadian Institute of Natural Health and Healing (APCH) 16.1% 18.2% 21.1% 12.5% - -
Canadian School of Natural Nutrition (AQAV) 0.0% - - - - -
Canadian Tourism College - Vancouver (APEY) 12.0% 18.6% 24.2% 23.6% 14.5% 12.5%
Canadian Tourism College - Surrey (APIC) 17.9% 11.8% 13.6% 14.4% 11.9% 13.5%
Canscribe Career College (APUJ) 0.0% - - - - -
Capilano University (CAP) 9.6% 10.5% 11.0% 12.5% 12.1% 9.0%
Career Gate Community College (APZR) 30.0% 29.3% 35.0% 41.9% 47.8% 31.3%
Cascade Culinary Arts School (AQBI) 58.3% - - - - -
CDI College - Vancouver (APBX) 22.8% 26.0% 24.9% 22.8% 21.9% 22.8%
CDI College - Surrey (APIM) 22.2% 23.8% 24.0% 24.2% 26.5% 14.4%
CDI College - Burnaby (APIN) 13.9% 18.7% 19.1% 18.2% 19.7% 23.3%
CDI College - Abbotsford (APPA) 32.0% 31.0% 30.6% 31.5% 32.5% 21.2%
Central College (APZZ) 5.3% 3.8% 4.3% 2.8% 3.0% 0.0%
Centre For Arts and Technology (APZU) 18.1% 16.5% 18.1% 18.5% 15.8% 14.9%
College of New Caledonia (CNC) 21.1% 22.3% 23.0% 24.8% 25.3% 20.0%
College of the Rockies (COTR) 17.1% 18.4% 18.2% 19.8% 21.0% 16.5%
Columbia Bible College (APAJ) 5.5% 7.5% 8.2% 8.4% 6.6% 6.7%
Cornerstone International Community College of Canada (APXE) 7.7% - - - - -
Discovery Community College - Courtenay (APTS) 6.7% - - - - -
Discovery Community College - Nanaimo, Bowen Rd (APTP) 30.3% - - - - -
Discovery Community College - Parksville, Corfield Rd (APUA) 27.8% - - - - -
Discovery Community College - Parksville, Moillet St. (APUB) 11.8% - - - - -
Discovery Community College - Port Alberni (APTQ) 26.3% 9.1% - - - -
Diving Dynamics (APJL) 12.5% 13.4% 16.2% 12.7% 9.6% 10.0%
Douglas College (DOUG) 10.4% 11.4% 13.0% 15.6% 15.9% 14.0%
Drake Medox College (APDB) 2.7% 0.0% - - - -
Electrical Joint Training Committee (APTI) 5.0% 0.0% - - - -
Emily Carr University of Art & Design (EC) 8.2% 7.8% 9.4% 9.8% 12.4% 11.3%
Eton College (APBR) 8.7% 11.3% 6.4% 0.0% 0.0% -
Focal Point Visual Arts Learning Centre (AQBS) 10.5% 15.8% 13.3% 8.3% - -
Future Hair Training Centre (APXL) 16.7% 22.7% 15.4% 17.2% 25.8% 20.0%
Gateway College (APGY) 3.4% 1.7% 5.2% 10.4% 14.3% 20.5%
Granville Business College (APLG) 11.5% 13.6% 17.5% 17.1% 14.9% 15.1%
Hair Art Academy (APOZ) 12.1% 17.2% 21.2% 22.2% 20.7% 8.0%
Harbourside Institute of Technology (APSK) 23.8% 25.0% - - - -
Holly's Salons and Schools (APCI) 42.1% 38.9% 28.6% 25.0% - -
Imperial Hotel Management College (APRP) 14.3% 7.7% - - - -
Insignia College of Health and Business (APRV) 17.9% 12.5% 11.1% - - -
International College of TCM - Victoria (APOG) 6.9% - 5.9% 22.7% 19.2% 20.0%
International Culinary School @ AIV (APDW) 14.5% 13.9% 11.9% 12.1% 8.7% 7.5%
John Casablancas Institute of Applied Arts (APCZ) 17.4% 20.6% 21.7% 21.4% 19.9% 15.6%
Justice Institute of British Columbia (JIBC) 4.6% 1.6% 1.8% 3.8% 7.0% 7.0%
Kelowna College of Prof Counselling (AQCC) 23.5% 15.4% 8.6% 0.0% 0.0% -
Kosmetae Academy (APJS) 35.4% 29.2% 29.3% 33.8% 23.9% 18.2%
Kwantlen Polytechnic University (KUC) 10.3% 10.4% 11.2% 12.6% 12.0% 10.5%
Langara College (LANG) 13.5% 13.6% 14.6% 15.8% 15.6% 13.7%
Lasalle College International Vancouver (APYA) 18.0% 16.3% 9.1% 9.5% 13.3% -
London School of Hairdressing and Aesthetics (APDK) 27.2% 30.6% 30.9% 34.7% 33.0% 24.7%
Marvel College (APBU) 17.6% 18.5% 18.5% 14.9% 11.4% 15.5%
Metropolitan Community College - Vancouver (AQCL) 53.8% 45.5% 41.7% 30.8% - -
Montessori Training Centre of BC (APEM) 6.9% 2.9% 3.4% 0.0% 0.0% 0.0%
Ms Lorea's College of Esthetics & Nail Technology (APQL) 38.9% 38.2% 33.3% 33.3% 29.2% 22.6%
MTI Community College - Abbotsford (APTK) 10.0% 14.3% - - - -
MTI Community College - Burnaby (AQBX) 21.8% 23.5% 25.3% 26.9% 5.9% -
MTI Community College - Chilliwack (APRK) 38.9% 39.2% 34.5% 18.8% - -
MTI Community College - Coquitlam (APRL) 16.4% 16.3% 7.7% 10.0% - -
MTI Community College - Surrey (APLS) 16.4% 23.1% 22.2% 24.8% 24.6% 22.2%
MTI Community College - Vancouver (APRC) 14.2% 17.1% 21.2% 26.1% 23.9% 22.7%
Native Education College (APGG) 64.9% 66.2% 58.8% 60.6% 44.6% 40.0%
New Image College of Fine Arts (AQBB) 34.8% 26.4% 21.0% 18.7% 22.2% 0.0%
Nicola Valley Institute of Technology (NVIT) 42.1% 46.3% 53.0% 54.0% 34.9% 35.4%
Nimbus School of Recording Arts Ltd (APXD) 21.4% 30.4% 21.7% 32.0% 24.1% 21.7%
North Island College (NIC) 15.1% 17.7% 20.1% 23.5% 23.6% 20.6%
Northern Lights College (NLC) 17.7% 20.4% 21.5% 26.0% 25.1% 21.6%
Northwest Community College (NWCC) 36.9% 40.4% 38.4% 39.1% 35.2% 31.5%
Northwest Culinary Academy of Vancouver (APRJ) 7.7% 11.8% 16.7% - - -
Okanagan Valley College of Massage Therapy (APPL) 5.1% 4.9% 2.8% 5.4% 2.9% 6.3%
Okanagan College (OUC) 12.4% 11.3% 11.6% 12.4% 12.5% 9.7%
Omni College (AQBL) 0.0% 0.0% - - - -
Oshio College of Acupuncture & Herbology (APZB) 23.1% 23.5% 22.2% 16.7% 6.3% 7.7%
Pacific Audio Visual Institute (AQBC) 32.6% 35.3% 34.1% 36.4% 36.6% 17.9%
Pacific Coast Community College (APAC) 9.5% 9.1% 9.9% 7.6% 5.6% -
Pacific Design Academy (APFY) 13.9% 10.0% 10.7% 16.0% 20.8% 17.2%
Pacific Film & New Media Academy (APJY) 28.0% 23.3% 31.3% 32.4% 35.5% 26.5%
Pacific Horticulture College (APIQ) 33.3% 30.0% 23.8% 11.1% 21.4% 9.1%
Pacific Institute of Culinary Arts (AQAH) 5.6% 8.5% 9.2% 13.3% 8.2% 11.3%
Pacific Life Bible College (APAG) 12.0% 18.8% 20.0% 21.7% 12.0% 20.8%
PCU College of Holistic Medicine (AQBQ) 17.9% 19.7% 15.0% 15.4% 2.6% 0.0%
Procare Institute Inc (APMI) 20.0% 23.5% 26.8% 26.9% 26.1% 16.9%
Regent College (APAQ) 0.0% 1.6% 3.8% 4.4% 6.9% 6.0%
Rhodes Wellness College (APRA) 19.4% 17.0% 21.3% 25.9% 19.7% 26.0%
Royal Canadian Institute of Technology (APSD) 17.5% 3.6% 9.1% - - -
Royal Roads University (RRU) 3.6% 4.3% 4.6% 5.1% 6.7% 6.1%
RSH International College of Cosmetology - Maple Ridge (APJP) 32.8% 28.8% 28.0% 28.9% 29.4% 35.7%
Selkirk College (SEL) 14.2% 14.8% 15.2% 18.3% 16.4% 12.7%
Simon Fraser University (SFU) 4.8% 4.9% 5.1% 5.7% 5.8% 5.3%
Sooke Adventure Tourism School (APDU) 36.4% 27.3% - - - -
Sprott-Shaw Community College - Abbotsford (APWS) 21.6% 23.2% 30.1% 32.8% 28.5% 22.4%
Sprott-Shaw Community College - Burnaby (AQCH) 6.3% 6.7% 7.7% - - -
Sprott-Shaw Community College - Courtenay (APZO) 36.6% 34.1% 34.7% 34.3% 30.7% 21.4%
Sprott-Shaw Community College - Kamloops (APYQ) 21.7% 24.4% 24.6% 25.7% 18.8% 13.8%
Sprott-Shaw Community College - Kelowna (APWX) 20.7% 16.4% 19.1% 22.8% 23.2% 20.0%
Sprott-Shaw Community College - Maple Ridge (APZM) 28.6% 30.3% 33.0% 36.1% 34.4% 22.6%
Sprott-Shaw Community College - Nanaimo (APWW) 32.1% 34.3% 37.4% 41.5% 36.1% 30.0%
Sprott-Shaw Community College - New Westminster (APNI) 14.2% 14.3% 18.9% 20.6% 20.1% 15.5%
Sprott-Shaw Community College - Penticton (APWV) 25.6% 27.4% 30.2% 31.7% 29.2% 20.4%
Sprott-Shaw Community College - Surrey (APNZ) 13.1% 15.5% 21.8% 27.7% 29.3% 23.0%
Sprott-Shaw Community College - Vancouver (APLH) 21.6% 22.8% 23.6% 23.0% 20.7% 16.6%
Sprott-Shaw Community College - East Vancouver (APYN) 15.8% 20.9% 23.6% 21.0% 21.4% 15.4%
Sprott-Shaw Community College - Victoria (APAO) 28.3% 30.8% 33.9% 36.1% 34.5% 27.5%
Stenberg College (APXS) 10.5% 10.7% 13.2% 17.2% 21.1% 17.0%
Suki's Advanced Hair Academy (APEE) 23.1% - - - - -
Summit Pacific College (APAH) 12.0% 14.0% 12.9% 14.0% 13.4% 12.1%
Surrey College (AQBJ) 8.5% 9.4% 7.6% 11.5% 10.3% 0.0%
Think Tank Training Centre (APTH) 0.0% - - - - -
Thompson Career College Inc (APZH) 16.8% 14.6% 16.7% 16.7% 12.2% 6.9%
Thompson Rivers University (TRU/UCC) 11.2% 11.5% 12.8% 14.0% 19.0% 15.5%
Thompson Rivers University Open Learning (TRUOL/UCC) 24.8% 28.4% 33.3% 34.5% - -
Trinity Western University (APAK) 5.4% 6.3% 6.8% 6.9% 8.4% 7.3%
Universal Learning Institute - Richmond (AQAK) 35.5% 18.2% 15.0% 10.3% 9.6% 6.9%
Universal Learning Institute - Surrey (AQBG) 43.5% 50.0% 46.4% 43.5% 23.1% -
CDI College - Victoria (APSH) 8.0% - - - - -
University Canada West Online 20.0% - - - - -
University of British Columbia (UBC) 3.0% 3.2% 3.7% 4.3% 4.6% 4.6%
University of Northern British Columbia (UNBC) 8.1% 8.8% 8.9% 9.5% 9.8% 9.2%
University of the Fraser Valley (UCFV) 12.0% 12.0% 13.0% 13.3% 12.4% 10.8%
University of Victoria (UVIC) 4.0% 4.2% 4.7% 5.5% 5.8% 5.8%
Utopia Academy - Abbotsford (APXY) 14.1% 17.4% 26.2% 19.2% 22.7% 19.4%
Utopia Academy - Vancouver (APRS) 13.5% 22.0% 18.8% 6.1% - -
Vancouver Academy of Dramatic Arts (APRT) 0.0% - - - - -
Vancouver Institute of Media Arts - VanArts (APQJ) 11.4% 9.7% 9.0% 8.9% 6.1% 12.1%
Vancouver Art Therapy Institute (APDO) 0.0% 0.0% 0.0% 4.8% 4.8% 4.3%
Vancouver Career College - Abbotsford (APMW) 12.3% 18.7% 23.0% 25.9% 33.3% 22.5%
Vancouver Career College - Burnaby (APWR) 9.5% 9.6% 9.7% 11.0% 15.5% 0.6%
Vancouver Career College - Coquitlam (APZQ) 12.3% 16.1% 21.0% 24.2% 25.6% 19.7%
Vancouver Career College - Kelowna (AQAZ) 18.3% 20.9% 24.4% 19.1% 20.9% 9.5%
Vancouver Career College - Surrey (APZJ) 16.6% 18.0% 23.8% 25.4% 24.7% 19.8%
Vancouver Career College - Vancouver (APNE) 13.8% 14.7% 14.0% 16.5% 14.8% 13.7%
Vancouver College of Counsellor Training (APIX) 28.4% 26.1% 28.8% 25.7% 19.7% 14.1%
Vancouver Community College (VCC) 8.9% 8.9% 9.2% 9.0% 10.1% 8.9%
Vancouver Film School (APHO) 15.3% 15.9% 15.8% 17.2% 19.1% 16.8%
Vancouver Island University (MUC) 13.3% 14.3% 16.3% 17.1% 16.9% 14.0%
Vancouver Premier College of Hotel Mgmt (APYZ) 21.6% 17.8% 16.0% 14.6% 11.9% 6.9%
Vancouver School of Theology (APAP) 5.3% 10.7% 11.1% 9.5% 17.5% 12.8%
Victoria Flying Club (APDG) 8.3% 7.1% 10.0% - - -
Vogue College (APZY) 22.0% 28.8% 39.3% 40.0% 39.4% 37.5%
West Coast College of Health Care (APOD) 9.7% 10.0% 13.3% 16.5% 15.8% 13.5%
West Coast College of Massage Therapy - New Westminster (APDJ) 7.0% 6.1% 5.2% 4.2% 3.0% 3.2%
West Coast College of Massage Therapy - Victoria (APXU) 4.8% 3.0% 3.4% 2.5% 0.0% 1.5%
Western Academy of Photography (APEU) 7.6% 8.8% 9.1% 13.1% 13.3% 15.8%
Windsong School of Healing Ltd. (APXJ) 10.0% 4.2% 4.2% 4.0% 5.6% -

More Information on Default Rates

For the above noted years, default occurs when a borrower fails to fulfill repayment responsibilities over a period of 150 days.

Default Rate reflects the percentage of borrowers at a particular educational institution who have defaulted on their BC student loans. This number reflects only students funded by StudentAid BC.

How are default rates calculated?
The Default Rate is calculated by dividing the number of Borrowers in Default by the sum of the number of Borrowers in Repayment and the number of Borrowers Paid in Full:

Default rates are calculated annually. The calculation is based on BC student loan data collected over a five year period. Each year the new year of data is added and the old year of data is dropped. For example, the 2009 group of data consists of combined BC student loans between 2004 and 2009. Default rates are only published for post-secondary educational institutions with 10 or more students who collected BC student loans in a given five year period.

The data used to calculate these rates relates to the provincial portion of government student loans. The Canada Student Loans Program repayment rates for the federal portion of government student loans can be found on the Canlearn website.

More Information on Student Outcomes

For Students Attending a Public Post-secondary Institution

Each year thousands of former students from BC public post-secondary institutions are surveyed to answer the following questions:

  • What do former students say about their programs of study?
  • Were they satisfied with their education?
  • How many found jobs?
  • How many went back to school?

Find out what former students had to say at: http://outcomes.bcstats.gov.bc.ca/Default/Home.aspx.

For Students Attending a Private Post-secondary Institution

Private post secondary institutions in BC are regulated by the Private Career Training Institutions Agency (PCTIA).

Visit their website for information on:

  • program tuition fees
  • books and materials fees
  • the institution's minimum instructor qualifications
  • program admissions requirements
  • work experience type, duration, and whether it is mandatory